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Rosemary Lane

Pick your payoff year.

Every Rosemary Lane home includes a private-entrance suite you can lease. See how its rent can shorten your mortgage.

~1 mile from downtown Durango All-electric, 6 kW solar Permitted ~500 sf ADU, private entrance HOA $191/yr, no metro district
A finished Rosemary Lane home in Durango, Colorado, with mountain-modern siding under a blue sky
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yrs
Adjust rate, term & costs
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Enter your lender's rate.

Loan term
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Current lease.

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$ /yr
$ /yr
HOA

$191/yr — fixed neighborhood due.

Illustrative payoff time with suite rent applied — Illustrative estimate from your inputs; not a loan offer. Rent is not guaranteed.
Call about this scenario Or have us call you
Loan amount
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Loan type
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Net suite rent
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Extra needed for your target year
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Total interest, standard schedule
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Total interest, your plan
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Interest saved
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Loan balance over time

Loan balance over time, standard schedule vs. with suite rent applied to principal
Standard schedule With suite rent applied

Illustrative estimates based on the inputs you choose; not a loan offer or commitment to lend. Rates, payments, taxes, insurance and rent vary. Rent is not guaranteed and is taxable. Qualification and the treatment of ADU income depend on the lender and loan type. City of Durango owner-occupancy rules apply to most ADU homes. Consult a licensed lender and tax advisor. Sutter Homes does not provide tax, legal or financial advice.

How the math works

1. The lease

The private-entrance suite is currently leased at $1,400/mo.

2. Toward principal

Net rent applied to principal shortens the loan — the calculator above shows by how much.

3. Ask your lender

Whether suite rent counts toward qualifying depends on the lender and loan type. Ask yours before you plan on it.

Rosemary Lane homes

Covered deck with cable railing and mountain views on a Silver Mountain plan home

261 Rosemary Lane

Silver Mountain

$1,129,999

2,368 sf · private-entrance suite

View from the loft over a bright two-story great room in a Silver Mountain plan home

253 Rosemary Lane

Silver Mountain

$1,134,999

2,368 sf · private-entrance suite

Kitchen island with black cabinetry and quartz counters opening to the dining area in a Silver Mountain plan home

243 Rosemary Lane

Silver Mountain Expanded

$1,199,999

2,778 sf · private-entrance suite

Photos show the Silver Mountain plan; finishes vary by home. See the full Silver Mountain plan

City of Durango rules require an owner to live in one of the two units on most ADU homes; ask us which homes and rules apply to you.

Have Stephanie walk through this scenario

Send us your scenario and Stephanie will call to walk through it and answer questions about the suite, financing or touring Rosemary Lane.

Your information is secure and will only be used to contact you about Rosemary Lane.

Illustrative estimates based on the inputs you choose; not a loan offer or commitment to lend. Rates, payments, taxes, insurance and rent vary. Rent is not guaranteed and is taxable. Qualification and the treatment of ADU income depend on the lender and loan type. City of Durango owner-occupancy rules apply to most ADU homes. Consult a licensed lender and tax advisor. Sutter Homes does not provide tax, legal or financial advice.

Equal Housing Opportunity. Sutter Homes markets and sells housing without regard to race, color, religion, sex, handicap, familial status, or national origin.

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